Affordable Solutions for Small Businesses
Whether you’re just starting out or scaling your success, owning and operating a marijuana business is no small feat. Resources are tight and compliance is never-ending. Banking shouldn’t be another headache.
By leveraging modern technology, Abaca helps small businesses access secure, FDIC-insured bank accounts, reliable payment solutions and realistic lending options – all from providers proud to serve cannabis and at a cost fit for a small business.
- Manage your finances 24/7 via Abaca Online Banking
- Schedule and send payments to vendors and suppliers
Accept electronic wholesale or retail payments via ACH
- Secure, safe and compliant
- Automated and efficient compliance reporting
Priced affordably to improve access to financial services
Compliant Banking
Store your cash and make payments affordably with cannabis-friendly FDIC-insured bank accounts.
AbacaPay
Help your customers spend more at the counter or on the road with affordable, fast and reliable payment processing.
Lending
Access the capital you need to grow and compete.
What Our Clients Say
Banking with Abaca has made issuing and receiving payments easy with options for old school and electronic payments. Receiving payments from dispensaries and paying our vendors is so easy.
You would think ancillary businesses in the cannabis industry would have an easier time getting a bank account, but that is not the case. Abaca has enabled our testing lab to access traditional banking. Abaca enables my cultivator customers to pay electronically, and not with cash. We love their web interface.
The folks at Abaca are always quick to help us solve our payment issues and provide assistance to improve our process.
Go Back to Taking Your Bank Account for Granted
Access to cannabis-friendly modern banking shouldn’t be so hard to come by for small businesses. Especially since reliable banking can unlock a multitude of other benefits that keep costs down and profits up – like electronic payments, secure transactions and access to loans.
As a business owner, you have plenty to juggle. These financial products don’t have to be another chore.
Store your hard-earned money and pay your employees or suppliers simply – just like any other business.
With Abaca, businesses like yours can access FDIC-insured, compliant banking that is proud to serve the cannabis industry.
- Access to cannabis-friendly FDIC-insured bank accounts in your business name
- Easy access via simple and intuitive online banking
- Pay employees and suppliers electronically via ACH or Bill Pay
- Automation for streamlined and low-cost compliance
- Priced affordably for your size business
- Increase sales and convenience with AbacaPay
Accept retail mobile payment apps

How it works
STEP 1
Get Started
Tell us about your specific business and needs. We’ll send you general information or you can request a full quote.
STEP 2
Due Dilligence
Our seamless and automated process collects the information we need to get you set up.
STEP 3
Onboarding
Your dedicated Abaca rep will get you set up so you can stay focused on your business.
STEP 4
Hit Go
Make your first deposit and unlock secure, reliable banking.
Get Started With Abaca
Make it Easier to Pay
Research shows that customers spend more when they can use plastic – so give the people what they want. With Abaca’s debit processing capabilities, companies can increase transaction counts and ticket amounts with no additional cost. And less cash volume means fewer expenses to manage it. Win. Win.
Don’t stand in the way of your profit.
- Debit transactions for in-store, curbside and delivery
- Reduce cash handling by up to 40% for a safer and leaner operation
- System sets up in one week with custom support from a dedicated representative
- No more guessing at numbers – predictably settle your bank accounts
Only pay for the terminal – counter-top and mobile cellular options*

Terminal Options
Flexible capabilities and prices for your cannabusiness

Countertop Terminal

Cellular/Mobile Terminal
How it works
STEP 1
Get Started
Tell us about your unique business. We’ll send you options and numbers so you can decide if AbacaPay is right for you.
STEP 2
Set it Up
Implementation is as simple as adding a terminal and connecting it to the internet. And it’s all supported by your dedicated Abaca representative.
STEP 3
Hit Go
Swipe your customers’ cards and boost profits.
Get Started With Abaca
Cash Management
Onsite handling and storage options
- 24/7 cash asset balance
- Reduce cash management time by 80%
Integrated with industry leading cash vaults and recyclers
Armored Transportation & Deposit
- Door-to-door cash logistics service
- Vetted, insured and bonded providers
Reliable & predictable cash settlements to your account
Grow Without Limitations
Most small businesses need capital at some point but it can be hard to find 420-friendly loans. Cannabis shouldn’t only be accessible to the 1% who can afford to self-fund.
With various lending options and amounts, Abaca helps unique businesses finance unique needs. Get fair loans for real estate, equipment, inventory and more.

Term Loans
You’re making money, so why can’t you get a loan to grow? With Abaca’s Term Loans, operators can skip the long waits and complicated processes and get back to business.
- $50K-$250K available loan size
- Installment loan with six-month grace period
- Qualify in 24-48 hours
- Funds in two business days on average
Conventional Loans
Loans should be designed to support your size business. For many, cash-flow-based loans just aren’t enough. Leverage your assets to more rapidly scale your business.
- $250K-$5M available loan size
- Typically funds in 4-8 weeks
- Competitive rates available, dependent on collateral and guaranty structure
Get Started With Abaca
Sample Deals
Every business is different so every loan is different. Here are some recent loans:
$4.3mm
refinance of an existing 63,000 sq. ft. licensed medical cannabis cultivation facility.
Arkansas
$1.2mm
construction loan and permanent financing for a new medical cannabis dispensary.
Arkansas
$3.6mm
revolving LOC to fund acquisition of ownership interest in and recapitalization of a licensed medical cannabis cultivation facility.
Missouri
Get Started
Resources
Recent blog posts and articles
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